Flood insurance
- Storm surge & rising-water damage
- Not covered by standard home policies
Most flood policies have a ~30-day waiting period — buying after a storm forms won't cover it.
Atlantic basin · 2026 season
Every active storm in real time — live position, strength, and the one thing that matters most: is it heading toward you?
Live in the tropics
Every active named storm and tropical system, plotted by strength and direction of movement. The map appears the moment something is out there.
Checking the tropics…
Pulling the latest advisories from NOAA.
From orbit
The GOES-19 (GOES-East) GEOCOLOR view of the Main Development Region — the belt of warm ocean where most Atlantic hurricanes are born. Pulled straight from NOAA and refreshed every few minutes.
Live
Coming this season
We're building location-based storm alerts for the 2026 season — ready before the next storm threatens. Sign-ups aren't open just yet, so check back soon. In the meantime the live tracker above refreshes on its own, so you won't miss anything.
Why it matters
Behind every advisory is wind that snaps trees, surge that swallows streets, and roofs that don't come back. Preparedness is the difference — and the time to get ready is before a storm is ever named.
The cheapest insurance is the kind you buy before a storm has a name. Here's what actually covers a hurricane — and the gaps people only discover after the water's already in.
Most flood policies have a ~30-day waiting period — buying after a storm forms won't cover it.
In many coastal states wind is carved out into a separate policy or deductible. Check yours before June.
Buy when you book — once a storm is named it's an excluded, foreseeable event.
The full checklist — what to stock, how to protect your home, and when to go.
HurriTrack is reader-supported. We link to our own guidance today; when we partner with an insurer or booking service, those links will be clearly marked and may earn us a commission at no extra cost to you. Coverage varies — always read your own policy.
Plain English, with the receipts
HurriTrack is an independent tracker for general awareness and is not an official source. Data from NOAA / National Hurricane Center. For any safety decision, always follow NHC and your local emergency management.
Before the next storm
The kit to build, how to protect your home, and when to evacuate.
Get prepared →
What the cone really means, watch vs. warning, and why water beats wind.
Judge your risk →
The insurance rules and airline waivers that decide whether you go.
Make the call →